💡 Purpose of the role: Own Hubcycle’s cash, every day. Give leadership a reliable, forward-looking view of cash, turn invoices into cash fast, pay suppliers in a controlled way, and secure the financing — factoring, supplier credit lines, loans and grants — that funds our growth.
👊 Impact on the business: In an international scale-up where key suppliers are prepaid and stock is often in transit, cash is the constraint on growth. This role extends our runway, frees working capital and gives the CFO and the Board confidence in every cash decision.
✅ Top 5 Success Factors
What defines success in this role after 6–12 months
Reliable cash visibility — daily cash position shared every morning, weekly cash report every Monday, rolling 13-week cash flow forecast live by month 3
➡ forecast accuracy (±5% at 4 weeks), reporting delivered on time %, CFO & Board feedback
Faster collections — DSO brought back towards our 30-day payment terms, receivables overdue by more than 60 days halved by month 12
➡ DSO, overdue balance by ageing bucket, cash collected vs. forecast
Controlled, secure payments — weekly payment run prepared on time, zero late, duplicate or fraudulent payments, supplier terms aligned with our payment policy
➡ % payments on time and in policy, DPO, payment incidents
Financing secured — factoring optimised, supplier credit lines in place, loans and grants pipeline delivered to plan
➡ financing headroom available, cost of financing, grants and loans obtained vs. target
Trusted banking relationships & robust controls — bank reporting and covenants always on time, treasury procedures documented
➡ covenant compliance, audit findings on cash, procedure coverage %
Key Responsibilities
Cash Management & Reporting
- Produce the daily cash position across all bank accounts and entities
- Deliver the weekly cash report and explain variances to the CFO
- Build and own the rolling 13-week cash flow forecast and the monthly long-range forecast, consistent with budget and business plan
- Maintain cash and working-capital KPIs in our reporting tools and contribute to monthly reporting and Board commentaries
- Model scenarios (growth, supplier prepayments, stock in transit) to anticipate cash tension points and propose actions
Collections & Payments
- Monitor receivables and drive collections with Sales and clients: reminders, follow-up calls, dispute resolution
- Track the aged balance, DSO and credit insurance limits; flag client risk early
- Prepare the weekly payment runs based on validated supplier invoices, due dates and available cash
- Prioritise payments when cash is tight and propose trade-offs to the CFO
- Secure the payment process: dual validation, segregation of duties, fraud prevention
- Communicate proactively with customers, suppliers and banking partners: share status, anticipate issues and resolve them before they escalate
Banking & Financing
- Act as the day-to-day contact for our banks; prepare bank meetings, reporting and covenant certificates
- Manage the factoring programme: invoice assignments, reconciliations and funding optimisation
- Set up and monitor supplier credit lines and trade finance solutions to fund purchases and stock in transit
- Manage loans end to end: drawdowns, repayment schedules, covenants
- Identify, apply for and follow up public grants and subsidies (Bpifrance, Region, export support) through to cash receipt
- Reduce the cost of financing and bank fees
Treasury Processes & Controls
- Document and continuously improve treasury procedures
- Automate where it pays off: bank connections, accounting and ERP integrations, reporting
- Support auditors and tax-audit requests on cash, bank and financing topics
